According to the Holy Quran, wealth should be acquired by engaging in socially beneficial activities which take into account the needs of the weaker sections of the society. On account of it Quran prohibits usury because, it leads to the exploitation of the economically weaker people; the prohibition of usury is mentioned in four different contexts in the Quran. First, it emphasizes that usury strips wealth of Allah‟s blessing. Second, it condemns usury equating it with wrongful appropriation of property. Third, it commands Muslims to avoid usury & fourth, it establishes a clear distinction between usury and trade, urging the believers to take only the principle sum and to forgo even this, if the believer is unable to repay. Increase of wealth by means of usury is forbidden on the ground that it is unjust and exploitative.
While giving a deep rooted nature of usury in Jahiliya and early Muslim society, the Quran declares that, those who transgress should be ready for the wrath from Allah and His prophet. Since usury occurs largely due to debts, the creditor is commanded to give additional time to the debtor in case the later is facing financial difficulties, without charging any interest.